Mission statement: Our Goal is to regain
Peace of Mind
and Control , enabling the consumer to rehabilitate there current financial
position limiting themselves and family to the stresses imposed onto them by
their debt.
Lawful remedies available to consumers are :
National Credit
Act of 2005 : Debt Reviews
Sec 86:
protects the consumer from becoming over
indebted by means of enforcing the Creditor
to adhere to the National Credit Act.
assists consumers in disputes with
creditors, with regards to unlawful credit
agreements and reckless lending.
provides remedies to over indebted consumers
ie. Debt Counsellors
Magistrates Court Act 32 of 1944 :
Administration Applications
Sec 74(1):
protects the consumer from the creditors by
issuing a court order in favour of the
consumer enforcing the creditor to adhere to
the available one amount payment that the
consumer can afford towards his debt ,
see
our services guide for more information.
Many
consumers fall in the same Debt Trap, common
symptoms being;
Sleepless nights
regarding payments to creditors
Constant phone
calls from creditors
Monthly
expenses exceeding your monthly income
Demand letters and
summons served on consumers
Low esteem
Decrease in
productivity at work
Loss of control
over the situation
The
Answer:
Protection against your creditors by applying
for a Debt review at a registered debt counsellor with the
National Credit Act and National Credit Regulator been a
solid platform to rehabilitation of your Credit worthiness,
Restoring ‘Peace of Mind’
Pay one monthly amount towards all your debt - as per your
review allows enabling you to also meet your Monthly living
expenses ie food, travelling, school activities etc.